The 10th Man, March 2019

People Watching from Mars Are Scratching Their Heads

March 28, 2019

Lot of strong feelings on gold. Some people think it has no utility and people only like it because it’s shiny. Other people have pretty reasoned arguments about how gold maintains purchasing power across the centuries.

I’ve Made a Huge Mistake

March 21, 2019

When properly motivated, people are capable of saving and investing. Almost nobody is motivated to do it at age 23. Pretty much everyone, at some point in their life, will end up in catch-up mode.

The Optimization Trap

March 14, 2019

You have some money. Do you pay down the mortgage, or do you invest in the stock market?

How Much Do You Need To Retire? Use The 30% Rule

March 7, 2019

How much money do you need to retire? Stop trying to think about retirement in terms of absolute numbers. It is all relative.